Accepting iDEAL Payments - WP Simple Pay Documentation

Accepting iDEAL Payments

iDEAL is a Netherlands-based payment method that allows customers to complete transactions online using their bank credentials. All major Dutch banks are members of Currence, the scheme that operates iDEAL, making it the most popular online payment method in the Netherlands with a share of online payments close to 55%.

In order to pay with iDEAL, customers are redirected to their online banking environment where they can authenticate the payment using a second factor of authentication. The exact customer experience depends on the bank. Payments are irrevocable and immediately confirmed.

Payment Method Type Bank redirect
Relevant Payer Geography The Netherlands
Presentment Currency EUR
Country Availability Australia, Austria, Belgium, Bulgaria, Canada, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Ireland, Italy, Japan, Latvia, Lithuania, Luxembourg, Malta, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, United States
Recurring Payments No
Refunds Yes
Disputes No
Payment Completion Immediate
Payment method properties

Activate iDEAL Payments in the Stripe Dashboard

NOTE: Needing to activate iDEAL varies from account to account. If you do not see an activate button in the iDEAL field (as shown below), you don’t need to take any further action. You can begin setting up your forms. 

To begin accepting iDEAL payments, you must first activate iDEAL in the Stripe Dashboard and accept the iDEAL terms of service. Approval for accepting iDEAL payments is usually given within 24 hours.

Setting Up Your Forms to Accept iDEAL Payments

Embedded and Overlay Forms

Once you’ve been approved to accept iDEAL payments, you can choose it as a payment option in the Payment Method custom form field. Your customers will then be able to choose iDEAL as their payment method, select their bank on the front end form, and complete their transaction.

Stripe Checkout Forms

Once you’ve been approved to accept iDEAL payments, you can choose it as a Payment Method option in the Stripe Checkout options. Your customers will then be able to choose iDEAL as their payment method, select their bank on the Stripe Checkout form, and complete their transaction.

iDEAL Payment Flow

View iDEAL demo payment forms to further understand the payment flow.

Updated on September 28, 2021

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