Accepting SEPA Direct Debit Payments - WP Simple Pay Documentation

Accepting SEPA Direct Debit Payments

The Single Euro Payments Area (SEPA) is an initiative of the European Union to simplify payments within and across member countries. They established and enforced banking standards to allow for the direct debiting of every Euro-denominated bank account within the SEPA region, facilitating more than 20 billion transactions every year.

In order to debit an account, you must collect your customer’s name and bank account number in IBAN format. As part of the payment confirmation, customers must accept a mandate that authorizes you to debit the account.

Payment Method Type Bank debit
Relevant Payer Geography Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
Presentment Currency EUR
Country Availability Australia, Austria, Belgium, Bulgaria, Canada, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Ireland, Italy, Japan, Latvia, Lithuania, Luxembourg, Malta, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, United States
Recurring Payments Yes (On-site only)
Refunds Yes
Disputes Yes
Payment Completion 6 business days
Payment method properties

Enable SEPA

Embedded and Overlay Forms

Enable SEPA Direct Debit in the “Payment Methods” custom field within the “Form Fields” tab of your Payment Form. 

Accept SEPA on-site
Stripe Checkout

Enable SEPA Direct Debit in the “Stripe Checkout” tab of your Payment Form. 

Accept SEPA with Stripe Checkout

SEPA Payment Flow

View SEPA Direct Debit demo payment forms to further understand the payment flow.

Updated on June 16, 2021

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